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Why AcceleRate Financial?

We offer deposit services and outstanding rates to help you with your short and long-term financial goals.

AcceleRate Financial is a virtual division of Access Credit Union, a Manitoba financial institution. We offer high investment interest rates, regardless of how much you invest. We deliver our rates, products and services with excellent support and a convenient online banking experience.

Here are a few great reasons to save and invest with AcceleRate Financial:

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Competitive rates and generous returns.
AcceleRate Financial is a virtual financial institution with a centralized member service team. We don’t operate with the overhead costs needed for brick-and-mortar locations, so we’re able to deliver these savings directly to you through competitive rates and great returns on your investments. See our rates


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Deposit products to suit your needs.
We offer both high interest savings accounts and GICs for a number of investment options, including Tax Free Savings Accounts (TFSAs), Registered Retirement Savings Plans (RRSPs) and Registered Retirement Income Funds (RRIFs). Whether saving for retirement or for a short-term goal, we have the right product for your investment needs. See our product offering


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Worry-free investing.
All deposits are 100% guaranteed by the Deposit Guarantee Corporation of Manitoba. You can feel secure knowing both your principal and interest are guaranteed. AcceleRate Financial is also backed by Access Credit Union, our parent company.


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Simple and convenient online banking.
Investing should be as easy as depositing your money and watching it grow. AcceleRate Financial deposit services are simple, straightforward and easy to use. Learn more


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Outstanding service and support.
If you need assistance or information on our products or services, our dedicated team is there to offer you product information, help you with your application or banking and answer any questions. Contact us

History of AcceleRate Financial

AcceleRate Financial launched in May of 2010 as a virtual division of Crosstown Civic Credit Union with the mandate to deliver high investment interest rates, regardless of available funds to invest. Our world class member service has earned praise from our members and throughout investment communities.

On January 1, 2021, Crosstown Civic Credit Union merged as equals with Access Credit Union. AcceleRate Financial is now a virtual division of Access Credit Union. 

Exceptional Service

AcceleRate Financial is committed to providing our members with excellent service and support. If you have any questions, comments or concerns, please contact our member services support centre.


Lost or Stolen Member Card?

If your AcceleRate card has been lost or stolen, please call immediately to cancel access to your card.


Accelerate Debit Card