AcceleRate Financial offers a variety of ways to deposit, withdraw and to manage your account.

Deposit Funds

Deposit funds to your AcceleRate Financial account using these methods:

Mobile App

Deposit cheques in a snap.

Whether you’re at coffee with friends, at the lake, or staying up late – anytime is the right time to deposit cheques.

Here’s how it works:

  1. Open the Access CU Mobile App on your smartphone or tablet.
  2. Tap on the Deposit icon
  3. Select your account and enter the amount
  4. Snap a photo of the front and back of your cheque
  5. Confirm the details and tap “submit”. Your account balance will be updated immediately. Normal hold times will apply.

After you deposit:

  1. Write “deposited” across front of cheque
  2. Store it for 90 days. There is no need to send it to us.
  3. Destroy cheque within 120 days

Deposit at any credit union ATM throughout Canada that displays the ACCULINK® logo. ATM deposits are recognized immediately.


Use the provided postage-paid envelope and deposit slip if you wish to mail in your deposit. Please do not mail cash. Please mail to: PO Box 1860 Stn Main, Winnipeg, Manitoba, R3C 3R1

Direct Deposit

Arrange for a direct deposit of payroll or government deposits to your AcceleRate Savings account. Direct deposits are immediate. Visit our Forms page to download the form.

Automatic Transfer

Provide us with a cheque with your Authorization to Transfer Funds From Another Financial Institution form, and we will set up an automatic transfer to be processed monthly, weekly or bi-weekly.

INTERAC e-Transfer®

A convenient and fast way to send and receive money directly from financial institution to another. Please review our services fees schedule for details.

INTERAC e-Transfer Autodeposit®

Autodeposit is convenient, fast, and makes Interac e-Transfer even easier for everyone. It is a secure way to receive money without having to answer security questions for every transaction.

INTERAC Interac e-Transfer® Descriptor®

Keeping track of your e-Transfer® transactions are going to be a little easier! When you send or receive an e-Transfer, the name of the recipient or sender will now display in the transaction description in your account activity and on your statement.

All deposits are subject to holds. Limits may apply to all transfers. Please contact us for more information.

Withdraw Funds

You can withdraw funds from your AcceleRate account using these methods:

Personal Cheques

Use your AcceleRate Financial personalized cheques to withdraw funds.


Withdraw up to $400 CAD daily through ACCULINK® / INTERAC® in Canada and Cirrus outside Canada.

INTERAC® Direct Payment

Use your AcceleRate Flash® enabled debit card to make purchases up to $1,200 in Canadian funds daily anywhere Interac or Maestro are accepted.

INTERAC e-Transfer®

Send and receive money directly to or from your AcceleRate Financial account. Members are responsible for unauthorized use. Please review our services fees schedule for details.

TFSA & RRSP Online Transfers

With the TFSA & RRSP Online Transfer feature, you have the ability to make contributions to your Tax-Free Savings Account or Registered Retirement Savings Plan Account.All transactions may be subject to limits and service fees.

Pay Bills

Pay your bills at your convenience 24/7 via your AcceleRate Savings Account using the following methods. Please allow three to five business days to process bill payments.

Online Banking / Mobile App

Register your bill vendor using online banking or our mobile app. Additional billers can be added or deleted at a later date.

ExpressLine Telephone Banking

Please call ExpressLine for telephone bill payments: Toll-free 1.888.585.9119 / Winnipeg: 204.949.1048

Immediate Bill Payments

Set up bill payees and make payment immediately, saving you even more time.

Bill payments through ExpressLine and online banking are not available if more than one signature is required.

Exceptional Service

AcceleRate Financial is committed to providing our members with excellent service and support. If you have any questions, comments or concerns, please contact our member services support centre.

button call
Canada: 1-888-954-9543

Lost or Stolen Member Card?

If your AcceleRate card has been lost or stolen, please call immediately to cancel access to your card.


Accelerate Debit Card