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AcceleRate Guaranteed Investment Certificates

Worry-free investments with guaranteed return on your savings

AcceleRate Financial Guaranteed Investment Certificates (GICs) are available in terms from one to seven years. You’ll have the comfort of knowing your rate is guaranteed for the duration of the term you choose.


Key Benefits

  • 100% guaranteed by the Deposit Guarantee Corporation of Manitoba.
  • Interest may be compounded, or paid annually to your AcceleRate Savings Account.
  • Non-redeemable prior to maturity.
  • No monthly service fees.
  • Get started with a minimum $1,000 deposit.
  • 14-day rate guarantee for new money mailed to AcceleRate Financial.
  • 14-day rate guarantee for renewal of your maturing AcceleRate GIC.


Why choose an AcceleRate GIC?

GICs are great if you have a goal you’d like to reach in a certain amount of time, like saving for a down payment, a new vehicle or a family vacation. Choose your term and earn a fixed rate of interest throughout its lifespan. Try our deposit calculators to forecast how much interest you’ll earn on your deposit.

Deposit into GICs with different maturity dates. This will allow you to reinvest money from maturing GICs into longer-term investment solutions.

Choose the term you need to reach your goal. You can rest assured knowing your rate won’t change if the market fluctuates and all deposits are 100% guaranteed by the Deposit Guarantee Corporation of Manitoba.

Call us for a 14-day rate guarantee on new money being mailed to AcceleRate Financial, as well as maturing AcceleRate GICs.

There are no monthly service fees and you’ll never pay to deposit funds to an AcceleRate GIC. Learn all ways you can deposit.

Exceptional Service

AcceleRate Financial is committed to providing our members with excellent service and support. If you have any questions, comments or concerns, please contact our member services support centre.


Lost or Stolen Member Card?

If your AcceleRate card has been lost or stolen, please call immediately to cancel access to your card.


Accelerate Debit Card